Annuities – Present Value and Future Value

Annuities are defined as a stream of payments made over time. Use this tutorial to learn how to solve present and future value of annuity problems with financial calculators or spreadsheet functions. Continue reading

Compound Interest

Calculating compound interest to determine the time value of money is easy. Learn how to find the interest using present value, number of compounding periods, and interest rate. Use your own values for an added bonus! Continue reading

About Interest Rates and the Time Value of Money

Interest rates are key to understanding the Time Value of Money. This tutorial covers the relevant terminology, including APR, APY, and the yield curve. Continue reading